Financing for the truck
that makes you money.
Semi Trucks • Dump Trucks • Box Trucks • Tow Trucks • Trailers • Fleets
Fast online request • Commercial truck financing • No obligation
Truck Payment Calculator
Estimate your monthly payment
Enter your truck price and loan terms for an instant estimate.
Estimated Monthly Payment
$1,452.75/mo
Estimates only — not a financing offer or approval. Actual rate and terms depend on lender review, credit, and equipment.
See financing programs that may fit
Tell Maya what truck you're trying to buy and she'll help you start your financing request — then see the types of financing programs that may fit your situation. This is an estimate, not an approval or a lender offer.
Two Paths, One Platform
How It Works
Borrower Funnel
Finance your next truck or trailer
- 1Get Pre-Qualified
- 2AI Match
- 3Compare Options
- 4Complete Application
- 5Upload Documents
- 6Funding Status
Lender Funnel
Receive exclusive financing leads
- 1Join Network
- 2Select States / Equipment / Credit
- 3Choose Plan
- 4Receive Leads
- 5Contact Applicant
- 6Report Outcome
Lead Types
The financing leads Maya captures
New Truck Purchase
Buyers financing a brand-new semi, dump, or box truck.
Used Truck Purchase
Operators financing a used truck from a dealer or private sale.
Fleet Expansion
Growing fleets adding trucks to meet demand.
Working Capital
Established carriers seeking capital for operations.
Equipment Refinance
Owners refinancing existing trucks for better terms.
Bad Credit / Rebuild
Credit-challenged operators looking for second-chance financing.
Trailer Financing
Operators financing dry van, reefer, flatbed, and specialty trailers.
How It Works
From lead to funded loan
Browse Leads
View available, qualified trucking finance leads in your dashboard.
Buy Credits
Purchase a lead individually or use your subscription credits.
Get Contact Info
Full contact details unlock instantly once you purchase.
Fund the Loan
Reach out, close the deal, and fund the truck.
Pricing
Pay per lead. No monthly fees.
Borrowers always apply free. Lenders buy only the leads they want — starting at $50 verified and $100 exclusive.
First 5 Exclusive Leads for $250
That's $50 each — an easy way to test TruckFinancing.ai. If the leads perform, the normal price is $100 each.
Claim the SpecialBorrowers are always free. We monetize lenders, never the truck buyer applying for capital.
Get FinancingYour Information Is Protected
TruckFinancing.ai is not a lender. We are a commercial-loan matching service that connects borrowers with participating commercial financing providers. We do not extend credit directly. Participating lenders determine rates, fees, loan amounts, and all approval decisions.
How Matching Works
TruckFinancing.ai is a marketplace that connects borrowers with participating lenders — not a lender itself.
You submit one request
Share your truck details, business info, and credit range in a single online request — free for borrowers.
We match you to lenders
TruckFinancing.ai matches your request with participating commercial-truck financing providers based on truck type, loan size, credit, and state.
Lenders review and respond
Participating lenders review your request and may follow up with financing options. You're never obligated to accept an offer.
What "pre-qualified," "matched," and "approved" mean
Pre-qualified
A preliminary estimate based on the information you provided. It is not a lender's approval or a commitment to finance.
Matched
Your request has been routed to one or more participating lenders whose criteria may fit your profile. Matching does not guarantee an offer.
Approved
A specific lender has reviewed your application and offered defined financing terms. Only a lender can approve your financing.
Frequently Asked Questions
Is applying free?
Yes. Borrowers never pay to submit a financing request on TruckFinancing.ai. Lenders pay for access to leads.
Does submitting affect my credit score?
Submitting a request on TruckFinancing.ai does not pull your credit. If a lender proceeds with a formal application, they may request a credit check with your consent.
Am I guaranteed financing?
No. TruckFinancing.ai connects you with participating lenders, but approval and terms depend on each lender's review of your application.
What trucks can I finance?
Semi trucks, dump trucks, box trucks, tow trucks, trailers, hotshots, refrigerated trucks, and fleets — new or used equipment.
Trust & Security
Lender vetting
Participating lenders are reviewed for licensing and business details before joining the network.
Your data is protected
We use industry-standard security practices. Your information is shared with lenders only to facilitate your financing request.
Clear consent
You control whether your request is shared. No credit pull happens without your consent.